Advantis Credit Union is a not-for-profit financial cooperative owned by its members. It offers a wide range of financial products and services, including checking and savings accounts, loans, and credit cards. Advantis is committed to providing its members with competitive rates, low fees, and excellent customer service.
Advantis Credit Union was founded in 1954 as the Portland Teachers Credit Union. In 1995, the credit union changed its name to Advantis Credit Union to reflect its expanding membership base. Today, Advantis Credit Union serves over 350,000 members in Oregon and Washington.
Advantis Credit Union is a member of the National Credit Union Administration (NCUA), which insures deposits up to $250,000. Advantis is also a member of the Credit Union National Association (CUNA), the largest credit union trade association in the United States.
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Advantis Credit Union
Advantis Credit Union is a financial cooperative owned by its members. It offers a wide range of financial products and services, including:
- Checking and savings accounts
- Loans
- Credit cards
- Online and mobile banking
- Financial planning
- Insurance
Advantis Credit Union is committed to providing its members with competitive rates, low fees, and excellent customer service. It is a not-for-profit organization, which means that any profits are reinvested back into the credit union to benefit its members.
Advantis Credit Union is a safe and secure place to save and borrow money. It is a member of the National Credit Union Administration (NCUA), which insures deposits up to $250,000. Advantis is also a member of the Credit Union National Association (CUNA), the largest credit union trade association in the United States.
Checking and savings accounts are two of the most important products offered by Advantis Credit Union. Checking accounts allow members to easily access their money for everyday purchases, while savings accounts offer a safe place to save money for future goals. Advantis Credit Union offers a variety of checking and savings accounts to meet the needs of its members, including:
- Free checking accounts with no monthly maintenance fees
- High-yield savings accounts with competitive interest rates
- Money market accounts with tiered interest rates
In addition to traditional checking and savings accounts, Advantis Credit Union also offers a variety of other deposit products, such as certificates of deposit (CDs) and individual retirement accounts (IRAs). These products can help members reach their financial goals, such as saving for a down payment on a house or retiring comfortably.
Checking and savings accounts are essential tools for managing your finances. Advantis Credit Union offers a variety of checking and savings accounts to meet the needs of its members. Whether you're looking for a simple checking account for everyday use or a high-yield savings account to grow your money, Advantis Credit Union has an account that's right for you.
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1. Loans
Loans are an important part of Advantis Credit Union's product offerings. They allow members to borrow money for a variety of purposes, such as buying a car, consolidating debt, or making home improvements. Advantis Credit Union offers a variety of loan products to meet the needs of its members, including:
- Auto loans
- Personal loans
- Home equity loans
- Credit cards
Advantis Credit Union's loans are competitive rates and flexible terms. The credit union also offers a variety of loan repayment options to make it easy for members to repay their loans on time. For example, members can make loan payments online, by phone, or through the mail. They can also set up automatic payments to ensure that their loans are paid on time each month.
Loans can be a valuable tool for achieving your financial goals. Advantis Credit Union offers a variety of loan products to meet the needs of its members. Whether you're looking to buy a car, consolidate debt, or make home improvements, Advantis Credit Union has a loan that's right for you.
2. Credit cards
Credit cards are an important part of Advantis Credit Union's product offerings. They allow members to make purchases and pay for goods and services without having to carry cash or a checkbook. Credit cards also offer a number of benefits, such as rewards points, cash back, and fraud protection.
Advantis Credit Union offers a variety of credit cards to meet the needs of its members, including:
- Advantis Platinum Rewards Visa Credit Card: This card offers 1.5% cash back on all purchases, with no annual fee.
- Advantis Signature Rewards Visa Credit Card: This card offers 2% cash back on all purchases, with an annual fee of $49.
- Advantis Cash Rewards Visa Credit Card: This card offers 1% cash back on all purchases, with no annual fee.
Credit cards can be a valuable tool for managing your finances. They can help you build credit, earn rewards, and protect yourself from fraud. Advantis Credit Union offers a variety of credit cards to meet the needs of its members. Whether you're looking for a card with no annual fee, a card with rewards, or a card with fraud protection, Advantis Credit Union has a credit card that's right for you.
3. Online and mobile banking
Online and mobile banking are essential services offered by Advantis Credit Union. They allow members to manage their accounts and conduct financial transactions from anywhere, at any time. This convenience is especially important in today's fast-paced world, where people are increasingly on the go.
With Advantis Credit Union's online and mobile banking services, members can:
- Check account balances
- View transaction history
- Transfer funds between accounts
- Pay bills
- Deposit checks
- Apply for loans
- Open new accounts
Online and mobile banking are secure and convenient ways to manage your finances. Advantis Credit Union uses the latest security technology to protect your information and keep your accounts safe.
If you're not already using Advantis Credit Union's online and mobile banking services, we encourage you to sign up today. It's a great way to save time, manage your money more effectively, and take control of your finances.
4. Financial planning
Financial planning is the process of creating a plan to manage your finances and achieve your financial goals. It involves setting financial goals, creating a budget, and developing a plan to reach your goals. Financial planning can help you to:
- Make informed financial decisions
- Avoid debt and save for the future
- Reach your financial goals faster
Advantis Credit Union offers a variety of financial planning services to help its members reach their financial goals. These services include:
- Financial counseling
- Investment advice
- Retirement planning
- Estate planning
Advantis Credit Union's financial planning services are provided by experienced professionals who can help you create a personalized financial plan that meets your individual needs. They can also help you to track your progress and make adjustments to your plan as needed.
If you are looking to improve your financial situation, Advantis Credit Union's financial planning services can help you get started on the right track.
5. Insurance
Insurance is an important part of Advantis Credit Union's product offerings. It provides members with a way to protect themselves and their families from financial hardship in the event of an unexpected event, such as a car accident or a medical emergency. Advantis Credit Union offers a variety of insurance products to meet the needs of its members, including:
- Auto insurance
- Homeowners insurance
- Renters insurance
- Life insurance
- Disability insurance
Insurance can be a valuable tool for protecting your financial well-being. It can help you to cover the costs of medical expenses, repairs, or lost income in the event of an accident or illness. Advantis Credit Union's insurance products are designed to be affordable and easy to understand, so you can get the protection you need without breaking the bank.
If you're not already covered by insurance, we encourage you to contact Advantis Credit Union today to learn more about our insurance products. We can help you find the right coverage for your needs and budget.
Frequently Asked Questions about Advantis Credit Union
Advantis Credit Union is a not-for-profit financial cooperative owned by its members. It offers a wide range of financial products and services, including checking and savings accounts, loans, credit cards, and insurance. Advantis is committed to providing its members with competitive rates, low fees, and excellent customer service.
Question 1: What is a credit union?
Answer: A credit union is a not-for-profit financial cooperative owned by its members. This means that the credit union's profits are reinvested back into the credit union to benefit its members, rather than being distributed to shareholders.
Question 2: What are the benefits of joining Advantis Credit Union?
Answer: Advantis Credit Union offers a number of benefits to its members, including competitive rates on loans and savings accounts, low fees, and excellent customer service. Advantis is also a member of the National Credit Union Administration (NCUA), which insures deposits up to $250,000.
Question 3: What types of accounts does Advantis Credit Union offer?
Answer: Advantis Credit Union offers a variety of accounts to meet the needs of its members, including checking accounts, savings accounts, money market accounts, and certificates of deposit (CDs). Advantis also offers a variety of loan products, including auto loans, personal loans, home equity loans, and credit cards.
Question 4: How do I become a member of Advantis Credit Union?
Answer: To become a member of Advantis Credit Union, you must live, work, or attend school in Oregon or Washington. You can also become a member if you are a family member of an existing member. You can apply for membership online or at any Advantis Credit Union branch.
Question 5: How do I access my Advantis Credit Union account?
Answer: You can access your Advantis Credit Union account online, through the mobile app, or by phone. You can also visit any Advantis Credit Union branch to access your account in person.
Question 6: What is Advantis Credit Union's routing number?
Answer: Advantis Credit Union's routing number is 324374971.
We hope this information has been helpful. If you have any other questions, please do not hesitate to contact Advantis Credit Union.
To learn more about Advantis Credit Union, please visit our website at www.advantiscu.org.
Tips from Advantis Credit Union
Advantis Credit Union is a not-for-profit financial cooperative owned by its members. It offers a wide range of financial products and services, including checking and savings accounts, loans, credit cards, and insurance. Advantis is committed to providing its members with competitive rates, low fees, and excellent customer service.
Here are five tips from Advantis Credit Union to help you manage your finances:
Tip 1: Create a budget
A budget is a plan for how you will spend your money each month. It helps you to track your income and expenses, and to make sure that you are not spending more money than you earn. To create a budget, start by listing all of your income sources. Then, list all of your expenses, both fixed and variable. Fixed expenses are those that stay the same each month, such as rent or mortgage payments, car payments, and insurance premiums. Variable expenses are those that can change from month to month, such as groceries, gas, and entertainment. Once you have listed all of your income and expenses, you can start to allocate your money. Make sure to set aside money for savings and unexpected expenses.
Tip 2: Save money regularly
Saving money regularly is one of the best ways to reach your financial goals. Even if you can only save a small amount of money each month, it will add up over time. There are many different ways to save money, such as setting up a savings account, contributing to a retirement plan, or investing in stocks or bonds. Advantis Credit Union offers a variety of savings accounts to help you meet your savings goals.
Tip 3: Use credit wisely
Credit cards can be a convenient way to make purchases, but it is important to use them wisely. If you do not pay off your credit card balance each month, you will be charged interest on the unpaid balance. This can add up quickly, and can make it difficult to get out of debt. If you are considering using a credit card, make sure to compare interest rates and fees before you apply. Advantis Credit Union offers a variety of credit cards with competitive rates and low fees.
Tip 4: Get insurance
Insurance is an important part of financial planning. It can protect you from financial hardship in the event of an accident, illness, or other unexpected event. There are many different types of insurance, such as health insurance, car insurance, and homeowners insurance. Advantis Credit Union offers a variety of insurance products to help you protect yourself and your family.
Tip 5: Plan for retirement
Retirement may seem like a long way off, but it is important to start planning for it as early as possible. The sooner you start saving for retirement, the more time your money will have to grow. There are many different ways to save for retirement, such as contributing to a 401(k) plan or an IRA. Advantis Credit Union offers a variety of retirement savings plans to help you reach your retirement goals.
By following these tips, you can improve your financial health and reach your financial goals.
To learn more about Advantis Credit Union and its products and services, please visit our website at www.advantiscu.org.
Conclusion
Advantis Credit Union is a not-for-profit financial cooperative owned by its members. It offers a wide range of financial products and services, including checking and savings accounts, loans, credit cards, and insurance. Advantis is committed to providing its members with competitive rates, low fees, and excellent customer service.
Advantis Credit Union is a safe and secure place to save and borrow money. It is a member of the National Credit Union Administration (NCUA), which insures deposits up to $250,000. Advantis is also a member of the Credit Union National Association (CUNA), the largest credit union trade association in the United States.
If you are looking for a financial institution that offers competitive rates, low fees, and excellent customer service, Advantis Credit Union is a great option. With a variety of financial products and services to choose from, Advantis Credit Union can help you reach your financial goals.
